Benefits of SBA Loans

We provide ultimate on stop solutions to all the small business finance needs. We have peculiar products unavailable anywhere else. Our target loan size is $400,000 to $5,000,000. We provide exclusive benefits to our customers which you will not find with any other lender. The following are some of the exclusive benefits available to all our customers:

We offer you the lowest closing costs
Loan size $400,000 to $5,000,000
100% borrow on the property value
48 hour pre-approval
Zero paperwork
Closing in less than30 days
Zero balloon payments
No financial reporting
No requirement of relationship with the bank

- Fixed rates and terms- The longer and fixed term loans allows the borrower to have minimal monthly payment also the fixed, adjustable and specialized interest rate options give more ease to a business cash-flow.

- We offer the lowest closing costs- There are no hidden or unnecessary charges. We believe that the customer must not feel cheated. We endeavor to reduce the closing charges and reduce it to its lowest.

- Loan size $400,000 to $5,000,000 A broad spectrum of loan amount options is available with us. Easier loan approval has been a tradition at Company. We have diverse option to suit your specific finance needs.

- 100% borrow on the property value- We are on an oath to be 100% with you when you need us most. We offer as high as 100% loan on the value of the property as compared to others who restrict you to 70-80%. The high valuation of your property allows the extra edge to lead the market and thereby grow.

- 48 hour pre-approval- The early bird gets the food and so we realize the emergencies in business. We cut short the time for a pre-approval check and notify you so that you can enter into further business. We have a panel of analysts/finance experts who very diligently pre-approve the loan. As soon as the loan is pre-approved we immediately get back to you.

- Zero paperwork- The Company believes in less or almost zero paperwork. If you had an earlier experience you very well know that it takes a lot of time to go through the paperwork pipeline while it is much quicker to have less documentation and even lesser finance statements, balance sheets etc. which some of the borrowers even refrain to disclose to the lenders. We save your precious time and help you to excel.

- Closing in less than 30 days- we at SBA Loans-online endeavor to close the loan in less than 30 days. Our unique simultaneous processing, which includes the reviewing of the papers, underwriting etc. and help clients loan to be closed in a lesser time. Traditionally the lenders use to follow a long process filled with uncertainty. At the end of the whole process one is not sure if the loan will be approved. We at SBA Loans-online confirm by pre-checks or pre-approval approval and thus clear the uncertainty. Then it will be just a matter of days for the loan to be approved.

- Zero balloon payments- Generally the lenders in the industry do not disclose the balloon payments and the client is stunned at the end when he has to make a payment. We would like to assure our customers of a zero balloon payment. A balloon payment is larger than the regular installments which are often paid at the end. Our company assures zero balloon payments.

-No financial reporting- We at SBA Loans-online feels that it is always a headache for the small businesses to provide interim of mid-year financial reports. The report means lots of trouble and paperwork. We believe in least bothering you, pay your monthly installments and rest assured that we will not bother you. The other lenders in the industry indulge in a practice wherein the borrower is harassed throughout the year leading in making the loan more of a burden. Once the loan is closed we will not bother you about the financial reports of your company, if you pay the installments on time.

- No requirement of relationship with the bank- We at SBA Loans-online give top priority to the customer and so unlike banks we do not need a minimum cash to be maintained as a qualification for the loan. The other lenders in the market emphasize on the minimum deposit in the bank as the pre qualification for the loan to be approved. We know that if a small business has such an amount in the bank already then why he will go for loans? The cash with you will be your asset and at your disposal and is not struck up in the bank for the loan.